Collateral Complexity - One Score™
Understand complexity for appraisal assignment and valuation risk assessments
One Score gives you an early indication of:
- Appraisal Complexity
- Loan Processing Costs: Appraisal & Underwriting
- Valuation Risk in the collateral
Detailed Appraisal Complexity report for any residential property
Complexity Score: 1 to 100 – lower scores – simpler appraisal
Subject Property Detail: Photos, Listing/Public Record History
Comparable Properties: Best available comps
Comparable Analysis: Variance within comparable sales
Market Analysis: Subject Typical in the market or not
Machine learning models find the best comparable sales
Sensitivity to Urban, Suburban, and Rural markets
Based on comprehensive datasets trusted by lenders, AMCs, and credit bureaus.
Statistical Analysis determines if property is typical in the market
Proximity and Recency of sales are used to determine a comparable fit for appraisal
One Score™ is right for you
Lenders
Understand risky collateral before starting the loan process
Complex properties reflect higher loan processing costs
Be TRID compliant – determine appraisal costs upfront
AMCs
Streamline appraiser selection based on valuation complexity
Determine appraisal time and cost upfront
Optimize appraisal review workflows based on complexity